Claim Prevention 101: Vehicle Backing

() Last year, auto accidents topped the NDIRF’s list of highest loss amounts, for a total of $5.6 million in losses. This amount represents auto accidents at intersections and with stationary objects, but within this claim type, one trend we’re keeping a close eye on is auto accidents that occur from drivers backing up their vehicle.

Posted 8/11/22 (Thu)read more...

Distracted driving at hand in most on-the-job vehicle accidents

() Distracted driving accounted for 74% of vehicle accidents on the job, while speeding was a factor in 31% of on-the-job incidents, according to workforce platform and software provider Motus.

Posted 2/22/22 (Tue)read more...

Coverage Terms Defined: Replacement Cost and Actual Cash Value

() The following terms are commonly referred to when discussing ND State Fire and Tornado Fund (NDFT) coverage, which provides property coverage for North Dakota state agencies and political subdivisions. The NDIRF has administered the NDFT since June  2019.

Posted 2/17/22 (Thu)read more...

Disaster and Recovery: Prepare Your IT Systems for High Resiliency, Quick Recovery

Disaster and Recovery: Prepare Your IT Systems for High Resiliency, Quick Recovery() Your political subdivision’s Disaster and Recovery Plan outlines your strategy for preventing and recovering from a disaster, should one occur. As it relates to your information technology (IT) department, a disaster is an event that limits or completely disrupts your political subdivision’s ability to access its data and continue operations.

Posted 2/08/22 (Tue)read more...

Top Five LocalGovU Courses from 2021

() To demonstrate the variety of courses LocalGovU offers, check out the top five courses our members completed in 2021.

Posted 2/04/22 (Fri)read more...

Prevent Pipe Freeze

() With their freezing temperatures and snow and ice, North Dakota winters can be harsh, especially on pipes. Frozen pipes can prevent employees and visitors in your buildings from having access to water, and they can also lead to pipe damage and pipe bursts, which can result in hefty water damage.

Posted 12/28/21 (Tue)read more...

Our Most Frequent Claim Type and How to Prevent It

() The NDIRF’s most frequent claim type is drivers backing up into structures or other vehicles, resulting in damage to someone else’s property as well as your political subdivision’s vehicle. Aside from the inconvenience of having to obtain repair estimates and make alternative transportation plans while the vehicle is being repaired, this claim type can be expensive. On average, our members have paid $2,131 per accident in 2021.

Posted 12/21/21 (Tue)read more...

November 2021 Edition: Most Popular LocalGovU Courses

() We’ve listed the most popular November courses below – and provided LocalGovU’s course description for each – so you can determine if you want to add one of these courses to your training list!

Posted 12/14/21 (Tue)read more...

Law Enforcement Training Reimbursement

Law Enforcement Training Reimbursement() The NDIRF now offers reimbursement for subject control and defense tactics training courses from EH Security, LLC for North Dakota’s law enforcement agencies.

Posted 11/10/21 (Wed)read more...

August 2021 Edition: Top Five Most Popular LocalGovU Courses

() Many of August 2021’s Top Five Most Popular LocalGovU Courses were popular last month, meaning the following LocalGovU courses provide relevant training for North Dakota political subdivisions.

Posted 9/28/21 (Tue)read more...

ND State Fire and Tornado Fund: Review Property Values and Schedules Today

() Since the North Dakota Insurance Reserve Fund began administering the North Dakota State Fire and Tornado Fund (“NDFT”) in 2019, we have discovered many properties that are not adequately covered or are missing from a member’s property schedule.

Posted 8/30/21 (Mon)read more...

July 2021 Edition: Top Five Most Popular LocalGovU Courses

() July 2021’s Top Five Most Popular LocalGovU Courses demonstrate a bit of the range in courses LocalGovU offers, but still this list only scratches the surface in highlighting the breadth of relevant, local government-focused courses this online training platform provides. 

Posted 8/17/21 (Tue)read more...

LocalGovU: Local Government Training Courses and Custom Training Curriculums

() Learn how to register for LocalGovU, our online training platform that offers over 2,500 local government training courses at no cost to NDIRF members, and how to build online training curriculums for your entity!

Posted 7/28/21 (Wed)read more...

Coverage Terms Defined: Stated Amount Coverage

() If you don’t frequently work with NDIRF coverage forms and applications, you might be unfamiliar with some of the terms they contain. Our new Coverage Terms Defined segment takes a look at terms that are commonly used, or commonly misunderstood, to help you further understand the value of NDIRF coverage. For this first edition of this segment, we're taking a look at Stated Amount Coverage.

Posted 6/11/21 (Fri)read more...

COVID-19 Vaccinations in the Workplace

() Recently, various COVID-19 vaccines have become available and as of February 27, 2021, the Food and Drug Administration (“FDA”) issued an emergency use authorization (“EUA”) for a third COVID-19 vaccine. Employers should beware that it is currently not settled as to whether COVID-19 vaccines can be mandated as a condition of employment while they are approved on an EUA basis.

Posted 5/13/21 (Thu)read more...

Member Feature: Bismarck Parks and Recreation District

() Throughout his 42-year career in parks and recreation, Bina has experienced the power of collaboration among employees who work tirelessly to deliver valuable services in a safe, professional manner and with partners, including local associations, organizations, clubs, local and state government, and many individuals, to serve the diverse recreation needs of a community.

Posted 5/11/21 (Tue)read more...

How to Keep Your Organization's Information Safe and Secure

How to Keep Your Organization's Information Safe and Secure() Over the past several years, entities have transitioned more and more of their operations to online environments and migrated their documents into cloud storage, allowing greater mobility and accessibility for employees. These benefits have proved critical during the pandemic because they enable employees to work remotely with little to no interruption, but they also present new security challenges.

Posted 4/15/21 (Thu)read more...

Preparing Your Amenities or Facilities for Spring

Preparing Your Amenities or Facilities for Spring() As we prepare for warmer spring and summer temperatures, and the likelihood that even more people will be heading outside, it’s important your local government entity ensures the continued safety of your employees and the public who use your amenities or facilities.

Posted 3/25/21 (Thu)read more...

Electrical Fire Safety

() Every day, when we plug in our phones to their chargers or turn on our computers at the office, we rarely, if ever, think about the path electricity took to provide power to our devices and electronics, let alone if every juncture along the way is safe. 

Posted 3/16/21 (Tue)read more...

Progress Update: The NDIRF’s Administration of the NDFT

Progress Update: The NDIRF’s Administration of the NDFT() The NDIRF has administered the North Dakota Fire & Tornado Fund (NDFT) since June 2019. This Fund provides property coverage for state and local government entities, allowing the NDIRF to further serve you.

Posted 3/10/21 (Wed)read more...