Reporting a Claim

If an event occurs that may trigger NDIRF coverage, be sure to report the incident as quickly as possible.

The following loss reports may be used by NDIRF members and agents to efficiently collect and submit claims to the the NDIRF.

How To Report a Claim

Learn how to report a claim following the instructions we have provided below for each claim type. 

Click here to view our How to Report a Claim to the NDIRF flow chart which visually represents the information below!

NDIRF Claims 

  1. Complete a Loss Report/Incident Report. 
    1. Available reports are listed above (Liability, Auto, Property, and Glass Only). 
    2. You may also call your local agent to complete a Loss/Incident Report.
  2. Submit the report to your local agent.
    1. Skip this step if your local agent completed the report.
  3. Submit all pertinent claim documentation to your local agent. 

Your local agent will submit the report and pertinent documentation to NDIRFclaims@ndirf.com.  

NDFT Claims - NDIRF Members

  1. Complete a Loss Report. 
    1. NDFT Property Loss Report is listed above.  
    2. You may also call your local agent to complete a loss report. 
  2. Submit the report to your local agent. 
    1. Skip this step if your local agent completed the report. 
  3. Submit all pertinent claim documentation to your local agent. 

Your local agent will submit the report and pertinent documentation to the NDIRF at NDFTclaims@ndirf.com

NDFT Claims - State Agencies

  1. Complete a Loss Report. 
    1. NDFT Property Loss Report is listed above. 
  2. Submit the report and pertinent documentation to NDFTclaims@ndirf.com

State Bonding Fund Claims

  1. Complete a Notice of Claim. 
    1. Notice of Claim (SFN 12199) report is available at www.ndirf.com>Member Services>ND State Bonding Fund
  2. Submit completed Notice of Claim to BondingFund@ndirf.com

Additional Information

  • Thorough completion of the loss report is essential to initiate your claim promptly and accurately.
  • Be sure you or your agent notes the correct Claim Contact on your initial Loss/Incident Report, Notice of Loss, or Notice of Claim.
    • Claims are received and reviewed by the NDIRF's in-house claims team.
    • The Claim Contact will be contacted by one of our in-house claims adjusters.
  •  If your first loss notice is the service of a Summons and Complaint, attach a copy of it to the report you submit to the NDIRF. 
    • A Summons and Complaint must be responded to within 21 days from the date it's served. Failure to respond within this timeframe may result in a judgment being filed.