Reporting a Claim

If an event occurs that may trigger NDIRF coverage, be sure to report the incident as quickly as possible.

The following loss reports may be used by NDIRF members and agents to efficiently collect and submit claims to the the NDIRF.

• Liability Incident Report for general, governance, cyber, and professinoal liability claims. 
• Auto Incident Report for any auto incident in which a member's auto is involved. 
• Property Loss Report for loss to mobile equipment or property. 
• Glass Only Report for glass only claims for either auto and/or mobile equipment. 
• NDFT Property Loss Report for claims related to property covered under the North Dakota Fire & Tornado Fund.

How To Report a Claim

Learn how to report a claim following the instructions we have provided below for each claim type. 

Click here to view our How to Report a Claim to the NDIRF flow chart which visually represents the information below!

NDIRF Claims 

1. Contact your local agent to report the claim. Your agent will then complete a Loss Report/Incident Report. Loss reports are provdided above (Liability, Auto, Property, and Glass Only). 
2. Provide your agent with detailed information about the claim/incident and a Claim Contact name and number. 
3. Submit all pertinent claim documentation to your local agent. 

Your local agent will send the completed report and pertinent documentation to NDIRFclaims@ndirf.com.  

NDFT Claims - NDIRF Members

1. Contact your local agent to report the claim. Your agent will then complete a Property Loss Report. NDFT Property Loss Report is listed above.  
2. Provide your agent with detailed information about the claim/incident and a Claim Contact name and number. 
3. Submit all pertinent claim documentation to your local agent. 

Your local agent will send the completed report and pertinent documentation to NDFTclaims@ndirf.com. 

NDFT Claims - State Agencies

1. Complete a Loss Report. NDFT Property Loss Report is listed above. 
2. Provide the NDIRF with detailed information about the claim/incident and a Claim Contact name and number. 

Send the completed report and pertinent documentation to NDFTclaims@ndirf.com. 

State Bonding Fund Claims

1. Complete a Notice of Claim. Notice of Claim (SFN 12199) report is available at www.ndirf.com>Member Services>ND State Bonding Fund. 
2. Provide the NDIRF with detailed information about the claim/incident and a Claim Contact name and number. 

Send the completed report and pertinent documentation to BondingFund@ndirf.com. 

Additional Information

Claims are received and reviewed by the NDIRF's in-house claims team, and an NDIRF adjuster is assigned to the claim. The adjuster will then reach out to the Claim Contact regarding the claim.

Summons and Complaint

If your first loss notice is the service of a Summons and Complaint, attach a copy of it to the report you submit to the NDIRF. 

*A Summons and Complaint must be responded to within 21 days from the date it's served. Failure to respond within this timeframe may result in a judgment being filed.